I live in France. I bought an apartment with a mortgage a month ago. I've been buying plenty of stuff for this apartment like furniture, decoration, oven, etc. And I still need to buy other stuff.
I've been offered to pay some of them cash and some of them in installments without any fee or interest. To contract this 0% APR credit with zero extra fee, I am not required to tell the credit company about the other credits / mortgage I am paying off.
Should I prefer paying with this 0% fee 0% APR credit, or pay everything at once? My guts tells me I should go with the 0% credit, but I'd like to have an second opinion on that. I have enough money to pay on the spot.