A few nights ago I had an accident with another car.
I hit their bumper bar, put about a tennis ball size dent. No damage was done to my car. I didn't tell them that I had insurance. Just putting this here now as an edit, if I go through insurance, I'd end up paying around $2000 in total for all exceptions, underage driver fee etc.
Today they followed me up with a quote from a repairer saying it would cost $700 for the repairs. Before they contacted me, I had asked around myself and this price did seem reasonable. (I had taken photos of the accident, and shown these to a few repairers.) Straight after the call, they sent me a photo of the quote on a business card + their bank details.
However, on the phone they asked me to transfer the money straight to their bank account. They sent their bank details over text and said its urgent and the money needs to be sent ASAP so they can get it repaired. They drive the car for taxi purposes, and the boss (also presumed car owner) was the one who contacted me.
This is where I am a bit uncertain, there is no formal written agreement. I am worried they are trying to pull a trick on me and end up scamming me. I know I have to pay the repair, but it just doesn't seem right.
Am I being tricked/scammed? or even better, how do I try and get a formal written agreement going? I only have their phone number.