I have a few questions on trying to get my first mortgage (30 year, fixed rate). I'm first doing some comparisons using these two online tools:
Should I be sorting by APR value first, then by fees? I assume a lower APR in the long run will save more money than saving $2k in fees, for example.
Assuming I find a rate+fee combo that seems good to me, I'll have to get in touch with them, which will probably result in a credit check on me (lowering my score). So if I do that with a few options, and each run a credit check, won't my score be getting worse and worse as I shop around?