This is specifically about credit cards issued within the UK.
A little over 2 years ago, my father died, at the time of his death, my parents had joint credit cards (or, credit cards linked to a joint account).
Fast forward a couple of years, and I find out that a company has been charging my fathers credit card for the past two years, through the joint account.
As far as I can remember, the numbers on the credit cards are the same, as are the expiry dates (though I'm not sure about the CVV number on the back). Obviously, the names on the cards are different.
I know that the bank who issues the credit card was notified about the death as other accounts (both individual and joint) were held with this bank.
Now, in my mind, and I am very aware this is quite a personal thing so I may be thinking more emotionally than logically, this amounts to credit card fraud as the credit card being used belonged to someone deceased, is this the case, or is the fact that it is a joint account trump this?