I have ~$10k remaining auto loan at 2.7% interest rate, and I'm about to sell my car (for personal reasons, not related to finance). What's the best way for me financially to deal with that loan:
- I could just sell it together with the car, e.g. to a dealer, and they'd cut me the check after subtracting the loan from the sell price;
- I could repay the loan completely and then get the full price from the buyer (is there any benefit compared to previous? I can't think of any)
- I could pay off the loan with some unsecured balance transfer card and keep it as 0% loan for some time (I'm 100% sure I can repay it before the 0% period ends);
- any better way?