I have a savings account with State Bank of India. However, the branch where I have an account doesn't have a SWIFT code.

I asked my branch and they gave the SWIFT of another branch. I gave the following details to my company: Name, address and SWIFT of the branch with the code and the number of my account. Is that okay for the transfer?

I mean, is there any risk that someone else has the same account number in the other branch and he gets the money instead?

Even if that's not the case, will such a transfer happen with just this information?

  • SBI is moving to Core Banking. So if your account number is 17-19 Digits long, there is nothing to worry as its unique across all Branches.
    – Dheer
    Commented May 10, 2016 at 6:07

1 Answer 1


Have a look at swift codes website, but on wikipedia, there seems to be some variation in the interpretation of the standard.

Broadly, it should be that a swift code refers to a particular branch, but it is possible that there is a cost associated with running a swift code, so some banks may prefer to share swift codes across branches. You should check and confirm.

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