I've been living in the UK for 5 years and I've been working in here for 3 years. Although my credit score is in good condition now as I set some regular debit card payments; according to experian, I can't get a credit card. Even soft search does not give me any chance.
Mostly people advice to register to vote, but as a foreigner I'm not able to. In order to build up a credit score I need to get a credit card with is kinda stuck in this situation now. I've reported all my previous addresses and everything to experian but according to them, I'm not able to get one.
Additionally, my friend who is in similar conditions with me, who has been living in the UK for 2 years and working for 1 year; was declined last month although the request was informally approved by their bank.