Like many professionals, the new 'standard' length of stay at any one company is around 2-3 years.
I myself have moved a few times at the start of my career from one company to another, beginning new company workplace pension pots.
I've since remained at my current post happily for a number of years now, built up a good pension with my current workplace, however I've left a trail of small pension pots at the previous job roles.
Would it be beneficial to keep these smaller pots with their respected schemes, or should I decide to track these down and attempt to 'refund' them?
I question this because, I know that after only 2-3 years of accumulation, the pots will be negligible, however this capital could be used better elsewhere if I was to withdraw them.
I understand this might be quite general question but, I have a small doubt that in 40 years time, I'd remember to claw back these small pots once I do hit my retirement.