We signed up for an FSA this year, but usually pay cash for D's prescription and get the rebate. It's a significant amount of money. It takes the copay from $160 to $25. I'm just so used to submitting the rebates, that I didn't even think about it when D paid with the FSA card. So, I submitted it.

  • Is there a way to put the money back on the FSA card?
  • What will happen if they find out?
  • Why can't you do a rebate WITH the FSA card?

    It would significantly reduce our copay. I won't do it again, now that I know, but I'd rather figure out the cash and get the rebate than lose the full $160 off my FSA card. It just doesn't make a lot of sense to me that they prevent you from getting the best price.

  • 2
    Who's giving you the rebate? Why can you only get the rebate if paying cash? Sounds fishy, such a significant discount for cash payments can be a sign of tax evasion on the other end.
    – littleadv
    Apr 25 '16 at 9:11

While this question Can I get a rebate after using my HSA? mentions Health savings account the answer is still applicable.

Go to the website for the plan administrator. They will either have a form to put the money back into the account, or they will have a contact number. In the past when I had an FSA I did this.

In one case I remember the doctor told us the bill would be X, but when they submitted the claim to the insurance the final bill was less than X so the doctor's office sent us the extra back. I was able to return the money back to the FSA administrator following their procedure.

Your situation is not unusual, accidental transactions happen all the time.

Your Answer

By clicking “Post Your Answer”, you agree to our terms of service, privacy policy and cookie policy

Not the answer you're looking for? Browse other questions tagged or ask your own question.