I have a wide array of credit cards that I use to maximize rewards. Every now and then I get an offer in the mail from one of the cards I haven't used in a while, offering 0% APR on balance transfers for an x amount of months. The catch is that they always come with a balance transfer fee between 2% and 5%.
I just found out that there are credit cards out there that do not charge a balance transfer fee:
- PenFed Promise
- BarclayCard Ring
- CapitalOne VentureOne
- And a few others
Now, ignoring the offers they usually come with at account opening, do these cards still not charge a balance transfer fee when they run a 0% APR offer on balance transfers to current customers later on? Or because they don't charge balance transfer fees do they not run these special offers at all?