I am 21, live in UK, and have an unwanted property in Spain which I am paying a mortgage on. Sadly I cannot sell the property.
Roughly every year I exchange into Euros over £10,000 for the mortgage, and another £8,000 to cover other fees such as lawyers, accountants, bills, insurance, community fees, non residence tax etc... Sometimes this is higher as I like to pay off the mortgage in bigger amounts.
Realistically speaking this is just small change. However, I want a better exchange rate so I can pay more off and keep more money in my pocket. I wish to start building a house abroad, so having stupid Spain in my life is like a ball and chain around my leg.
The exchange rate I get at Sainsburys is usually the best with a travel money card, but there is a yearly limit at my address. Even then compared to the current FOREX exchange price it's very low. Example:
How would I go about getting these high exchange rates? If it helps I am fairly skilled at guessing when the exchange rate will rise or drop.