In the beginning of 2015 I received financial assistance with my health insurance premiums in the form of the Advance Premium Tax Credit.
By midyear my income had increased substantially and I no longer qualified for the tax credit. I filed a change of income and my status was updated. My healthcare provider then billed me for 'repayment of the APTC', which I paid.
Now I am looking at my taxes and my 1095-A and it seems like the repayment of the Advance Premium Tax Credit is supposed to go from me to the IRS, not to my healthcare provider. Is that correct? Is there any circumstance where my healthcare provider would legitimately collect this money from me instead of the IRS?
My healthcare provider refuses to cooperate with me on this issue; the only clear answer I've gotten out of them is that they won't return the money to me. At this point I'm concerned they've effectively stolen it from me.