I am leaving my job and will be without insurance for approximately two weeks. I have access to COBRA health insurance.
If, in those 45 days, you secure other coverage either through your new employer or somewhere else and you didn't have any health care claims, you simply don't pay your COBRA premium. It means you didn't really have COBRA, but you had the option available.
Does this mean that COBRA basically is a "if you use it you can buy it" insurance? That if I don't sign up initially I can sign up retroactively if I need it?