I travel quite a bit. I had a Chase card. About once a month they'd mark it for fraud because of my travel. Not once was it actually fraud. All charges were legit. On top of that I have flawless credit. I always pay the bill.
This was massively frustrating and inconvenient. I'm at a store in some country, talk to a sales person, spend an hour checking out something, finally decide on which model of whatever I want to purchase, then have my card denied. I'm in a foreign country, have a local data-only sim. I have to wait until I go back the hotel to call the credit card company then go back to the store the next day. MASSIVELY INCONVENIENT!
Other examples, I'm trying to book a hotel. I'm on some hotel site like booking.com or hotels.com. I find a hotel, it claims "only one room left". Type in my info, credit card company decides it's fraud. Charge denied. Call them up, 15-20 mins later I can try again but rooms are gone.
Same with airline tickets. Go through the 20 minute process of filling out the 5 or 6 pages of stuff on an airline site only to have the charge denied at the last moment. Again have to call the credit card company, 15-20 minutes on the phone with them, then back to having to fill out the 20 minutes of forms on the air ticket site.
I switched to a Capital One card. For 2 years I travelled all over Europe and Asia with no questions. Then, for no explicable reason I got the first invalid fraud charge denial in October. Then again in November. Another in December and yesterday in January.
What's makes it even more frustrating is they have records of me being in all these countries. They can see I am and have been travelling all over for the last 27 months. And yet I'm getting these frustrating fraud denials that are massively inconvenient and time consuming.
I find it extremely hard to believe that some executives that travel even more than me would put up with such inconveniences.
Is there a credit card out there that doesn't have these issues? That's specifically designed for extensive travellers?