Currently, I have everything in one bank. Checking/Banking/Investment/Credit cards. In fact, the accounts are linked. It seems to make sense to me because I can manage everything at one place.
However, last night, neither my debit nor my credit card were working at a restaurant. A few things flood into my mind, oh no, my accounts (that are linked to each other) are compromised? Or maybe something went wrong?
In the end, it seems like the bank's network was down (it may just be for minutes, but it happened to be the minutes I was using it). So I started thinking, maybe I shouldn't have everything at one bank and one account?
I'm wondering what other people do and the advantage/disadvantage of each?