I just turned 64 three months ago and am currently receiving spouse's allowance. Can I submit the OAS application now or should I wait?
You should have received a letter from Service Canada by now. If you didn't then read here:
The month after you turned 64 years old, you received from Service Canada
A letter informing you that you could be eligible for the Old Age Security (OAS) pension
- you will need to apply for your OAS pension as soon as possible by completing and mailing the application form enclosed in your letter
A letter informing you that you were selected for automatic enrolment
- you will not have to apply for your OAS pension provided that the information in your letter is accurate.
If you wish to defer your OAS pension you may do so by:
- Accessing your My Service Canada account and following the directions, or
- Signing and returning the automatic enrolment letter by mail.
The month after you turned 64 years old, you did not receive a letter from Service Canada
If you wish to start receiving your Old Age Security (OAS) pension at age 65, you should apply for your OAS pension right away.
- If you have already reached 65, and you wish to start your OAS pension immediately, you should apply as soon as possible so you don't lose any payments (we may be able to give you a retroactive payment for up to a maximum of 11 months from the date we receive your application).