8

I found a job online. They told me a customer has sent money in my account and I should send their managers out of USA. They deposited twice. Bank called me and said it's unauthorized transaction and started investigation. Fraud department told me if the other bank wants they could go further.

Am I getting any trouble? I withdrew first amount but didn't spend anything. What will happen?

  • 4
    In addition to being in trouble with police, FBI, Department of Homeland Security etc for being involved in a money-laundering scheme, you are also in trouble with whoever put the money into your account. The money you have withdrawn (as well as the money not yet withdrawn) is "their" money and they may well come looking to collect it as cash, with drawn guns etc. – Dilip Sarwate Dec 24 '15 at 22:11
  • 3
  • 8
    You're being scammed. Clearly the bank was able to identify the scam and is working to stop it. – littleadv Dec 25 '15 at 2:58
  • 1
    You didn't find a job online, you agreed to participate in a money-laundering scheme or other fraudulent scheme. You have a "contract" saying that you will send the money that you receive from a "customer" to someone else. – Dilip Sarwate Aug 4 '16 at 2:49
15

This is a typical scam. Yes, you just got listed with the terrorists as trying to launder money internationally.

Terrorist organizations will try to find someone in the US who will accept deposits from overseas sources then send that money to one of their operatives.

Cooperate with whichever police force comes knocking on your door. Pray that it isn't Homeland Security. They do not need warrants.

  • Yes but I didn't send money to them. Most of the amount still in my account rest of them in my packet. I didn't send money to them – Onur Dec 24 '15 at 20:52
  • 4
    Unlrss you can prove that you had no idea you were being scammed, you might get in trouble. I'd suggest you take this to your local police rather than waiting for them to come to you. If you are lucky, they'll recognize that you're the victim, not the criminal. Next time, if something sounds suspicious, hang up. – keshlam Dec 24 '15 at 21:07
  • 5
    If you are on probation then check the conditions of your probation to see if you have already violated probation. Call your probation officer and explain what is going on. You want the probation officer in your corner when the Department of Homeland Security knocks on your door. – Jack Swayze Sr Dec 25 '15 at 9:42
  • 2
    For now you are under suspicion because the authorities don't know if you were working with the money launderers or not. Cooperate fully and their suspicions should go away. – DJClayworth Dec 25 '15 at 20:28
  • 8
    @Onur you're really asking about legal issues you should be discussing with your lawyer under privilege and not on an open Internet forum. – littleadv Dec 25 '15 at 23:48
2

Basically, any time someone claims they put money into your bank account, or send you a check, or something similar, and then asks you to send money to someone else, it is a scam. What you need to do: 1. Under no circumstances whatsoever must you ever send money to anyone. 2. Talk to your bank and ask them for advice.

The money that gets put into your bank account isn't real. It has been paid with a forged check, or a stolen credit card number, or a hacked or faked bank account. Your bank will figure this out eventually, and then they will take that money away. It may take many weeks, but the money will disappear.

Meanwhile, any money that you send to someone is real. It's your money. When you send it, it is gone. Your bank will hold you to that.

So in your case if they say they pay you $6,000 for a job, but put $10,000 into your bank account and ask you to pass $4,000 on to someone, the $4,000 you pay comes out of your bank account, a long time later the $10,000 comes out of your bank account, and you owe the bank $4,000. Plus sometimes the job involves real work that obviously doesn't pay.

An alternative is that this is money laundering, in which case you would become a criminal by being involved.

0

This is very similar to what was asked in this question:

Scam or real?

This is a real winner of a scam, because it always finds someone gullible enough to fall for it. No stranger sends you money just to be a nice guy.

This version of the scam is one I've seen on job-hunting sites. They'll promise you a job, and then they say they'll send you a check for equipment and supplies, but you need to send most of the money back to them. As long as they find victims, they'll continue to find more refined techniques to stay ahead of the authorities, and it'll change just enough that people won't recognize it for what it is.

AVOID THIS AT ALL COSTS!!

I hope this helps.

Good luck!

You must log in to answer this question.

Not the answer you're looking for? Browse other questions tagged .