I had over $200 stolen from my account and I reported it to a bank management.

After a week I got that $200 money back to my account which shows as Credit Disputes Refund.

Then I got over $1500 to my account as Credit Fraud Refund.
Does anyone knows what the hell happened?
Why did I got that extra $1500?
Should I contact my bank or keep in silence? :)

It's been 4 days since they transferred it. Any information would be appreciated!

EDITED: These Credit Fraud Refunds were made as separate 3 refunds.

EDITED 2: As I can't add comments I will answer some questions here: I will not name the bank but I called them yesterday and they should call me today to give me feedback on what happened. I think these 3 transactions were supposed to be to in different accounts and because they refunded my missing money very quickly I am happy with that. I could have waited couple of months and see if they were looking for that money or not, I could have invested them into stocks quickly etc, but that is never a case. Thanks for the feedback on that

  • To quote a line from the TV show Friends, "What bank is this?"
    – user1731
    Dec 15, 2015 at 4:41
  • 1
    Should I keep money that doesn't belong to me? No. Kids these days.
    – DoubleVu
    Dec 15, 2015 at 13:54

1 Answer 1


Yes, you should contact the bank and report it. They will eventually "find" that money if it's not yours. You better get it over with rather than having more surprises later.

  • Unfortunately Brick is right. They can even freeze your account if you end up spending it and they find out which they will...eventually.
    – NuWin
    Dec 15, 2015 at 8:08

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