Here is my situation: I paid a lot in out of pocket medical/dental costs this year (more than $5K) I still need about $2K in dental work. I do not have the cash on hand to do it. But, if I get it this year, I can deduct it from my income tax (I think). I can do it with a no-interest balance transfer ($88 transfer fee) on a credit card. Is it worth it? Or am I better off waiting and doing it when I have the cash?
Possibly irrelevant financially, but personally significant: I have a missing bicuspid that makes me self conscious, and as I am unemployed and searching for a job, I feel it doesn't help me put my best foot forward at interviews.