Over the years, I've run several credit reports on myself inching my way closer to 750 then 800 on a FICO scale. Then, using TrueCredit to analyze my report, as I always have, I suddenly notice I'm being graded now on a scale of 501 to 990.
What's worse is that I was in the 90th percentile of average US scores on the FICO scale. Now I'm as low as the 59th percentile with one of the reporting bureaus! And I didn't even do anything wrong financially this last year!
I assume this is not a FICO score, but instead the grading standards have changed? What is this new number, and how can I improve it now? I was so close to 800 before...