My son is currently in boot camp, and his ex-girlfriend is threatening to go to court because she wants her name off a car loan they got when together. She is the primary borrower, but my son is the one that kept it and is paying it after splitting up. Of course she wants him to refinance the loan, but we do not have the credit. How can we get her off the loan?
The only way I know to do this is to refinance the loan. That needs his signature on paperwork to apply for the new loan, but last I checked boot camp was still reachable by US Mail and he should be able to find a notary so this should be quite doable. Talk to the bank about what their requirements are.
Since the ex-girlfriend is the primary borrower, she should also have rights to the car, unless "my son is the one that kept it" means that the ownership was officially transferred to him. Hence letting her go to court would be undesirable.
She now wants to be removed from the loan, because she's on the hook for payments should your son miss any. If you cannot get a loan to refinance the car yourself and cannot convince her to wait until you can, you may have to sell the car.