I have Education loan EMI of Rs 4500 per month. I didn't pay EMI for last 5 Months. So my cibil score has reduced to 600. I plan pay last 5 months EMI in a single payment and EMI regularly from this month. How much days or months will it take to increase my cibil score. I don't have any other loans and credit cards.
And i applied 2 personal loans and 1 credit card. All are rejected because of low cibil score.