My PayPal account is linked to my bank account and the Mastercard that's linked to it. Both are verified and work fine when I use PayPal to purchase goods from the Net.
Last night, I wanted to pay back a friend through PayPal, and noticed that, at least when using the Android application, PayPal insists on fetching the money indirectly through the Mastercard I added instead of withdrawing the money directly from the bank account to which the Mastercard is linked.
Unsurprisingly, using the bank card involves a fee.
Is this due to the fact that my PayPal balance is currently empty? In that case, why doesn't PayPal simply withdraw money directly from my bank account for free instead?
Edit: I can confirm that, when the PayPal balance is empty and we wish to send money to a friend, PayPal doesn't give users the option of fetching money transparently and for free from the bank account that is linked to the PayPal account; Instead, it forces users to use the bank card linked to it (provided there is one, obviously) and imposes a transaction fee.
As to why it doesn't simply fetch the money directly and for free from the bank account like it does when paying a vendor on the Internet is anybody's guess…