My partner has approximately 8,000$ of student debt which we'd like to pay off. I have poor credit (or rather, no credit) and we have figured that paying it off "on my credit" would benefit both of us, ensuring I can build a better credit history.
Which of the following options would be best to improve my own credit while paying off her student loans?
- Pay it off as one lump cash sum
- Pay it off with my personal secured credit card
- Switch the billing information to my own name and continue the existing payment schedule
- Some other alternative option