I have recently received $10k from the sale of a personal asset, deposited to my chequing account. I have no need to spend this money right now, so I would like to invest it. I have an RRSP but have not made any contributions to it in 2015, so that seems like an easy choice, but I want to check here to see what my best option(s) might be. Here's some more information that might affect the answers:
I am on disability and thus receive a modest fixed income, but am able to live within my means and may even be able to begin saving a little bit again, but still well within the RRSP contribution limit if that were the case.
As mentioned, I do not anticipate any unusually large expenditures in the very near future. However, within 6-12 months, I will probably have to replace most of my 7-year-old PC, and probably a new (used) car to replace my 1991 Mitsubishi when it's no longer roadworthy. Would I be smart to keep a few $k back for those things, or invest now (possibly with a shorter term option) and withdraw when needed in a year or so? Or even take out a small car loan when the time comes?
Hopefully this question is amenable to precise enough answers. If that's not the case, please let me know how I can improve it.