I was wondering if there is an advantage in getting a credit card from the bank that has my checking account.
Right know, I have three other credit cards that I only use in emergencies. I do not usually carry over balances, and so far I have a good credit. I do not have any outstanding balances neither.
I plan to buy a house in a year or two, and I was thinking that maybe if I have a credit card with them, it can help in giving me the best rate possible (assuming I continue with my good credit); kind of a reward for being loyal to them.
What worries me is the initial impact to my credit score. I do not know if the advantages (if any) outweighs the short-term impact to my credit score.
Is doing this move makes sense?