I'm trying to determine what credit freeze and reporting options are available in Canada. In the United States it seems freezing your credit requires contacting all of the credit bureaus. I have not, however, found a conclusive and exhaustive list of consumer credit reporting agencies in Canada.
Wikipedia implies that TransUnion Canada and Equifax Canada are the only two Canadian credit reporting agencies. However, there are no substantiating citations.
- Are Equifax Canada and TransUnion Canada the only consumer credit reporting agencies in Canada?
This CBC article uses the term "national credit bureau":
You can ask for a free copy of your credit file by mail. There are two national credit bureaus in Canada: Equifax Canada and TransUnion Canada.
- Are there consumer credit reporting agencies in Canada who are not "national"?