I am moving to Europe in March to start a 3 yr university course. I will take 35,000 Australia dollars with me. I am trying to decide how to deal with the exchange rate and would like some help. I believe that the Australian dollar will lose more of its value before March. Does it seem like a reasonable course then to transfer my money into USD (since I believe its value will increase) and then into Euros closer to date in March? Alternatively is it better to just to transfer all of my money to Euros right away?