I am new to investing in the US and money terms in English, so forgive me if this is a stupid question.

From this table, I can see, for example, that the most recent 2-year treasury note sale had an interest rate of 0.625%.

Is this a monthly, quarterly, semesterly, or yearly interest rate?

1 Answer 1


That 0.625% is the annual interest rate you'll receive. It is paid out in two, semi-annual payments. That is, every six months you'll receive a check for roughly 0.3125%.


  • If inflation rose to 1%, would that mean I would lose money?
    – gberger
    Aug 26, 2015 at 23:33
  • 1
    Pretty much. You don't lose that money, it's just that the things you can buy with the money are 1% more expensive.
    – Patches
    Aug 27, 2015 at 2:34

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