I've just realized that the funds I have much of my RRSP money in has about 2.25% annual fees. All of the funds available to Desjardins RRSP personal accounts have these high fees.
I've found VFV.TO, an ETF (S&P 500 Index) from Vanguard with < 0.2% fees. I'd like to get at least some of my RRSP money into that if possible. Can I invest RRSP money on my own through an online brokerage account?