What's the primary factor keeping a consumer from handing out fees as liberally as corporations or small businesses do?
Can an individual, or more appropriately, what keeps an individual from being able to charge, fine or penalize a Business? If it could be accomplished, but at a high cost, let's assume it's based on principal and not monetary gain.
Restocking Fees: This is a poor example, but the only thing I could think of at the moment.
Wasting my time Fee: Returning an item which QuickMart backs and sells wastes a total of (x) hours in which I typically get paid (y) dollars. Here's a fee for (z), Quickmart. Because you've been in good standing, I'll waive the fuel usage cost of (FU).
Why can I not institute my own policy, fine the business and send them to collections when they don't pay?
No-Show Fee: This is another lousy example, because of the nature of the field, and I've only had it happen once... and my physician is awesome.
My PCP charges a $125 fee if I don't give (x) amount of notice prior to canceling an appointment. Yet I take a day off work and get a call the morning of my appointment explaining that, for whatever reason, I was going to have to reschedule my visit.
Lastly, let's say a 1-man Business [a contractor] goes to HomeMart to get tools or materials for a job he/she is in the middle of, a HomeMart snafu occurs and the contractor loses 3 or 4 hours of work because of something that was HomeMart's fault. Perhaps it upsets the contractor's customer and costs him/her referrals, etc.
I apologize for the poor examples, but I'm drawing a blank trying to think of the laundry list of them I've encountered over the years. I think I made my point though. And I'm sincerely curious, not masking a rant as a question. There're those who secure legal representation if a Company looks at them the wrong way, and I'm pretty certain it's people like that who've contemplated what I'm asking.