Over a month ago, I wanted to do some tax-loss harvesting. I wanted to sell a fund that had dropped in value and replace it with a more generic fund. Right before I sold, the fund paid out dividends which were automatically reinvested. I didn't think it would matter because I was selling my entire position, and from what I've read wash sale basis adjustments only apply when there are replacement shares. It's covered in "#1: Selling All" here, for example.
However, when I look at my closed positions or tax info year-to-date at my brokerage online, I see the following:
A key shows the blue w symbol as:
I realize it's only a few bucks, so not a big deal, but I'd prefer it not complicate my taxes and I can't help but wonder, why do I have a wash sale basis adjustment if I sold all shares? This is the entirety of my transactions with this fund and I didn't trade it in any other accounts. It has been over 31 days since the sale to ensure my brokerage wasn't waiting to make sure I didn't buy more within that time period. I contacted customer service but they weren't very helpful; basically it was boilerplate "talk to your tax advisor" stuff.
Note that my question is similar to My Brokerage statement shows "Adjusted due to previous wash sale disallowed loss" what does this mean? (even looks like the same brokerage), but I believe my situation is different, because I sold all my shares.