I am around 33 years old and have only 401 K Account.My employer doesn't participate in my 401K Contribution. Since June, I am contributing 20% of my 401K.
I don't have IRA Account. I live by myself. Which IRA Account would be ideal for me to contribute 5% of my Pay Check?
My purpose of having an IRA Account will give some Tax Deduction in the year end. I live and work in NJ.