I have about $50K+ in credit card debt and am paying anywhere from 0% to 20% on it, depending on the card.
How much can an unsecured consolidation loan lower my rate, assuming I can get one at all?
Will the lender pay the credit card companies directly, and ask me to close my credit card accounts?
What's a good place to apply for such loans? Is there a meta-site to apply for such loans? I'm not crazy about such meta-sites, but it seems the best way to get the lowest interest rate.