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I wanted to know if interest rates will ever fall to close to 0 percent in India.
+ I would like to know that as close to 0 interest rates might affect the income earned through debt instruments at retirement age. Resources which show interest rate history of the central bank will be helpful?
+ How does one secure oneself from if this event really happens. Diversification into real estate could be one idea.
+ What else can be done other than that to ensure steady income even in falling interest scenarios ?

closed as primarily opinion-based by Mike Scott, Victor, Dheer, Chris W. Rea, Nathan L Aug 10 '15 at 13:40

Many good questions generate some degree of opinion based on expert experience, but answers to this question will tend to be almost entirely based on opinions, rather than facts, references, or specific expertise. If this question can be reworded to fit the rules in the help center, please edit the question.

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I wanted to know if interest rates will ever fall to close to 0 percent in India.

This can't be predicted. India is a developing country and it would still be quite sometime to reach a developed nation that typically has near 0% rates.

How does one secure oneself from if this event really happens. Diversification into real estate could be one idea.

Diversification is a good idea with or without rates going to 0%.

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