I'm planning on applying for a credit card that offers 0% APR on balance transfers for 15 months and $0 balance transfer fees. I'm thinking on using this card to pay down some of my student loans.
Now, purely from a mathematical standpoint, I'm thinking that the best strategy to save the most interest, is to continue paying down the student loans and only pay the minimum on the credit card. Keep doing this until the special 0% APR period end date gets close enough but not too close that I would not be able to pay down the entire balance on the credit card by the promotional period end date. Then, I would start paying down the credit card and start only making the minimum payment on the student loans.
Is this right?