Some companies offer using credit card for paying rent for an extra fee, or some other big-charge transactions that you might traditionally be required to pay for through ACH, a personal check and/or even loan/financing.

If the fee is X, but my credit card would pay me more than X in cash rewards, is it safe to use my US-issued VISA/MasterCard in the US to pay for such transaction? Is there a chance that I won't receive my points, or that I'll be charged as if I made a cash withdrawal through an ATM, or a balance transfer?

1 Answer 1


Probably not. I say probably because your credit card's terms of service may treat certain purchases (I'm thinking buying traveler's checks off-hand) as cash advances. See also this question.

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