I would like to monitor my credit score/report on a monthly basis (to make sure nobody is opening credit cards in my name or other fraudulent activities). I remember hearing that too many requests for a credit score in a short amount of time can hurt your credit score. I don't know if there's a similar thing for credit score requests. I don't remember exactly, but I think each of the three credit reporting agencies will only allow me to generate a credit report for free once a year.
I want to generate a system where I can monitor my credit monthly to check for fraud. I would prefer to view my full credit report monthly without having to pay for them but I don't think this is an option. So my question is, what would be a good system to allow me to at least monitor my credit score monthly and monitor my full credit report as often as possible without having to pay anything?