I am new with the payment process. I hope clarification would be appreciated.
I am developing a payment gateway. And I am trying to understand the way an authorization and capture of payment.
What will happened if all of these happened?
- the customer authorize the payment with order.
- the merchant capture the fund.
- the ordered product/service is not delivered
- the customer request for refund
- the merchant ignore the customer and run away with the money captured.