I started a new job on February 2, 2015. But my plan year starts on October 1, 2014 and goes until September 30, 2015. I had a doctors visit that I will have to pay completely for because I was not covered under my previous insurance plan during a small weekend gap. The date of service was January 31, 2015. I am currently paying into my FSA at a higher rate than normally since it is not spread out over 26 payments due to me starting the FSA late into the plan year.
Is it possible to legally pay for the non-insurance covered services with FSA funds covered under my current plan year (Oct 2014-Sep 2015) even if the service (Jan 31, 2015) was conducted prior to me being covered under my current benefit plan (started on Feb 2, 2015)?