I have this question. I paid my Credit Card statement amount yesterday in full (which I always do), on due date. Its an online transfer. Immediately after an hour (before the transaction is even processed), I used the Credit Card for other purchases. Would this show up as unpaid balance?
Another question, I noticed that paying ON time has major impact than paying IN time (leaving 0 balance). I have been paying in time full amount almost leaving no balance on the due date. The credit score stagnated long back and did not improve. However, for the past two months I am paying ON time, that increased my credit score by 10pts. Why is that so?