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As a general rule, how much in “liquid” emergency savings should I have?

How can one calculate how much emergency fund should one put away? What factors? How to decide how much should an emergency fund should be?

merged by Joel Spolsky Dec 3 '10 at 4:17

This question was merged with Is there a good rule of thumb for how much I should have set aside as emergency cash? because it is an exact duplicate of that question.

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