I recently had two issues with banks & checks
I deposited a check payable to my spouse & me in our joint account at the bank ATM. It was accepted, then rejected - missing endorsement. Turns out the bank needed two signatures if depositing at ATM and only one if deposited at a teller
Someone created duplicate checks and cashed it. The names on the check didn't match the names on the account, the address was wrong. The only thing that was correct was the routing # and the account number. The bank let the check thru'
These made me wonder what exactly does a bank look/verify when processing a check. Extra points if someone could explain how banks combat check fraud like the one mentioned in #2