I'm looking for a specific kind of ISA product and simply can't find what I want. Here are my requirements:
- An ISA (I don't mind what type so long as the rate's 1.5%+)
- Lump sum initial payment (from my existing ISA)
- Additional monthly payments allowed
- Fixed term - so I can't withdraw the cash without penalty, until after a fixed period, say 3 years.
I've searched high and low and the banks don't want to play. Does anyone know if such a kind of investment product exists?