My wife and I are signed for family plan with her brother and his wife. I'd like to upgrade my phone but I'm worried since my brother in law and his wife miss the payments or they don't pay the full monthly amounts.
We never missed a single payment, but they are constantly paying fees from being late. I tried to split but I couldn't find anything cheaper than the plan we have currently with him.
My question is, should I just ignore it and just pay my own deal or should I split even I end up paying more. Is there any danger to me and my wife? The plan owner is my brother-in-law.
Can this affect my credit score or affect in any way if they stop paying totally?