I've been offered a few jobs in the U.S., and being a foreigner I really don't know how to calculate my take-home pay. One is a job offer in NYC with a base salary of 100k, a yearly target bonus of 15%, and some stock units, but they only vest later. My employer pays a 50% 401k contribution (I have no idea how 401Ks even work).
My wife would start looking at a job later, since we have to wait for a green card. The employer puts in a GC application right when you start and with my education level and country of birth, my wife should be able to get a work permit about a year after moving to NYC. Therefore, we would be filing jointly and I would be the only one with any income. We also have a daughter who would be my dependent.
I'm trying to figure out what my take home pay would be under the following circumstances:
Maximum 401k contribution.
Living in the New Jersey or Connecticut suburbs, i.e. being resident in one of these states.
2 dependents (wife and child).
Typical company bonuses have exceeded the 15% minimum limit quite substantially, but I'm interested in a conservative calculation assuming no bonus.