I have HDHP family plan through my employer with $3000 family deductible.
My employer also has HRA that covers all my expenses after 750$ and before $3000 (=75% of 3000 deductible).
I claimed only $1500 of HRA money out of $2250 available in 2014.
I did not contribute anything to my HSA in 2014.
In 2014 I contributed some money to IRA, but, I think, it is irrelevant.
Can I contribute to my HSA till April 15 of 2015 ? I think yes, but just making sure.
I know that if I did not have HRA, my HSA contribution limit would be $6550.
I guess my limit is a, b, c or d from the following formulas:
a) $4300 = $6550 - $2250 b) $5050 = $6550 - $1500 c) $750 d) $6550
What is the maximum that I can contribute to my HSA for 2014 ?