I have just realised an old bank account of mine (overdrawn, making irregular payments to counter the interest while I focus on higher priority debts) still has my old address.
It's been three years since I lived at that address, but I will be moving again in a month or two. I'm not sure which of the following options is best, as far as my credit score is concerned:
- Tell the bank about my current address now, then tell them of my new address when I move
- Wait until I move, then just give them my new address
Other bank accounts, cards, electoral register are up to date.
I'm worried that #1 could be seen as unreliable behaviour - Changing address twice in two months hardly seems like a mark of stability
I'm worried that #2 will then leave a permanent discrepancy between the sources for my address history, which could be interpreted as dishonest, fraudulent or just generally irresponsible.
What should I do for the best?