[25% down the page] Finally, always use a credit card to make major purchases - you can always pay off the balance immediately so it doesn't cost you any more. Bankers get a bad wrap these days, but if you buy with a credit card and something goes wrong it is the bank's money no[t] yours. They will refund you and chase whoever sold you the laptop for repayment.
I realise that this financial advice originates from PCAdvisor.co.uk, so I'm doubting the quality, especially seeing as the penultimate sentence contains a typo (ie no[t]). Are the last two sentences true? Are they referring to a credit card charge dispute?