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Everything I read says you should use time to your advantage and start saving as soon as possible. However, I have a home mortage with an interest rate higher that what one could expect to make out of an investment.
I know that mathematically, it make more sense to pay off my mortage. However is there any reason I should not make as large of payments as I can to my mortage and instead save a portion?
I have 6 months of expenses saved, so this type of emergency saving shouldn't be considered.